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    High unemployment rates have always been a serious issue for governments to tackle. The recession and many other issues have caused the unemployment rate within America to reach a new all-time high. The American government has been working hard to increase the number of available jobs for people. However, the unemployment rate continues to increase. If you live in Missouri you are probably aware of just how badly the unemployment rate is affecting the state. An alarmingly high percentage of Missouri’s residents are living off of welfare and unemployment benefits. Missouri currently has a very weak economy.

    What can be done to improve the job market in Missouri?

    The Missouri government has been tackling the issue of high unemployment rates for decades now. The reason why the government was unable to lower the unemployment rate is due to the fact that there are hundreds of different factors that are raising the unemployment rate. In other words, there are hundreds of different solutions to increase the number of available jobs. For example, if American companies stop outsourcing work to other countries but instead give the work to American people – the job unemployment rate will drop significantly. Alternatively, if you cannot find a job in Missouri it is recommended to simply move to a state with more available jobs.

    Unemployed in Missouri

    If you are currently living in Missouri and you have been recently fired from your job you will probably start to panic knowing how difficult it was to get your last job. Keep looking for a job and if you are unable to find one you should consider signing up for some unemployment benefits. The Missouri government will grant benefits to people who are unemployed as long as they continue to search for a job. A lot of people, once they get their unemployment benefits simply stop looking for jobs; which is another reason why the unemployment rate in Missouri is sky rocketing. Do whatever it takes to find a job no matter what – think outside the box. Look for a need in your city and provide a solution, you can be creative.


    It will always be difficult for a government to lower the unemployment rates of its country because hundreds of different factors come into play. Even if you fix the issues with the economy in a certain state you will still have to deal with lazy people. Not everyone wants to work. However, if you are currently unemployed keep your head up and keep looking for work no matter what. It will get frustrating and at times you will want to rip your hair out but you will find a job soon – you can always start your own business.






    Missouri Unemployment and Jobs Update

    The Missouri unemployment rate remained unchanged for over a year. As of June 2012 the state did see an increase in the unemployment number. The jobless rate went from 7.1 to 7.2 which equates to approximately 7,700 jobs lost. This is below the National average which is at 8.4 percent. Every month the state is provided with a U-3 report from the economic development department. Some think that this report does not actually reflect what the “real” unemployment situation is.

    There are six different levels of unemployment reports. The one that is usually released to the states and measures the job situation across the US is the U-3 report. This report is released by the US Bureau of Labor Statistics and measures the total unemployed as a percentage of the civilian workforce. These numbers do not account for workers that may only have a part time job or who are only marginally attached to their current jobs. If we were to measure those workers we would look at the U-6 report.

    If we look at the Missouri unemployment rate in terms of the U-6 report which is more true to the actual amount of people out of work or barely making it in today’s economy that 7.2 percent rose to 14.4 percent. Although this number seems high it is actually a point lower than the National U-6 average of 14.5.

    Missouri is known as a large crop state. Experts attribute the rise in the unemployment rate to the excessive heat and drought that the state experienced this year. Farm jobs used to account for the largest percent of employment in the state; however, recently things are shifting.

    At a National Career Fair hosted in St. Louis this year there were more employers available than potential employees. This was because there is a rising amount of sales jobs coming to the region. Sales jobs do not draw in the crowd that salaried jobs do because they usually only get paid on commission. This does bring in hope for the Missouri unemployment rate because if there are not any farm or clerical jobs available there are at least plenty of sales jobs.

    Ironically at this same Career Fair many employers opted to have a table at the event due to the fact that they were not receiving the amount of applications that they needed. These business owners are not sure if their advertising is not working or that there is a new trend developing among job seekers. Industry experts do believe that potential employees are wanting more face to face contact with employers and the engagement that social media is now bringing to the world.

    The Missouri unemployment rate has been one of the better situations in the nation. Most in the state consider themselves lucky to live where the unemployment rate has remained unchanged for over a year prior to this last increase. Although the numbers can seem daunting at first it is important to keep in mind that Missouri has maintained all of their percentages below the National average.  With the Presidential Election approaching all eyes are on Missouri since they are a major swing state. The outlook for the state remains promising for the unemployment rate to fall once again in next few years.

    Do you have a question about Missouri’s unemployment insurance system? This article provides you answers to the three most frequently asked questions by new applicants for UI payments. If you have just lost your job, read this article carefully and file your application as soon as possible. If you take too long to apply, you could lose some of your benefits.

    How Can I Get Help Finding Employment?

    Good question. The main purpose of the Tennessee Department of Labor is to get you back to work and there are several programs and organizations you can use to improve your chances of finding work.

    One of the best places to find help is visiting (physically or online) one of Missouri’s Career Centers. These centers can provide you with career assistance, training opportunity and access to job openings. Click here for an interactive map to find your closest career center office in Missouri.If reading maps is not your thing Winking smile , you can also call 1.888.728.JOBS and ask for the contact details of your closest Career Center Office.

    Do I have to report to a DWD Career Center in person?

    Yes, every four weeks. Unlike other states, Missouri requires you to report to a Career Center every four weeks unless you are specifically told this is not necessary. For instance, if you have a fixed date for returning to work or you are taking part in training program, you may not have to report in person. However, instead of viewing this as a burden, take advantage of the many services available to your when you visit a Career Center. Click here for contact details to your closest center.

    How will my benefits be paid?

    Gone were the days of paper checks in the mail. You can now choose to receive your unemployment benefits by two methods: Direct Deposit or a Missouri Access MasterCard.

    The Direct Deposit method will send your payments directly to your current bank account. You just need to provide your bank account’s details and your payments will be deposited weekly. Click here to fill in a direct deposit application online.

    Direct Debit Card. The default method for receiving your unemployment benefits is a Missouri Access MasterCard. If you do not provide details about your bank account within two weeks of filing your claim, you will be sent a debit card to access your funds. Notice you may be given a debit card even if you do not qualify for benefits. If this is the case keep your card until it expires so you can use it if you become eligible in the future.

    If you have successfully filed an unemployment claim you can expect to receive your first payment 18 to 20 days later. Any delay indicates that an investigation has been started by the Division of Employment Security (DES) due to issues concerning your claim.

    You will not be notified when they process the claim. Issues concerning your claim may be due to your employer, who will be informed of the claim and who may believe that you do not qualify for some reason. Try not to be to overly concerned it could be that there is only a need for more information for this reason or any other kind of issue you will receive a questionnaire or perhaps a notice so that you can be interviewed by telephone.

    If you are eligible for unemployment insurance (UI) benefits you will receive your payment the next working day after your weekly certification claim has been filed. If you wish to track your payments or claim balance you can use the (DES) website www.moclaim.mo.gov Or the automated IVR telephone system.

    There is no charge for using the system. If the issue is not resolved then it could be that you are not eligible for UI benefits in spite of being insured. Some possible reasons are, being discharged from work due to misconduct, quitting your job without valid reasons, refusing job offers or being unable or unavailable for work. If this is the case you will receive a” Notice of Deputy´s Determination” giving the reasons for denial of benefits, information as to how these benefits could become payable and also your appeal rights. Your appeal rights means that if you disagree with the determination believing a law to have been misapplied or that certain facts were not taken into consideration then you can appeal the decisions. Of course if you don´t understand the determination notice contact your Regional Claim Center. The determination also tells you your time limit for filing an appeal. This can be done by mail or fax to the address given on the determination. Late filing will mean that you lose your right of appeal.

    While you are waiting for a decision you must continue to file each week that you are unemployed. This way you will be eligible to receive the benefits if the decision is in your favor. If your employer files an appeal against a determination which finds you eligible his appeal will not stop your benefits unless he wins the appeal. It is very important that you present your side of the case because otherwise the employer might win and you might have to pay back any benefits you have received. So you need to be present at the hearing when your employer appeals. The Missouri (DES) website mentioned above is available for any help you might need to get you through your period of unemployment.

    If you are eligible for unemployment benefits, This information will help you better understand how your weekly unemployment compensation is calculated. You could still be eligible for unemployment benefits if you have experienced a reduction in work hours. You must at the same time as the part-time work continue to look for full-time work and be able to accept it. To be eligible you need to declare your gross wages. Of course the benefits will be reduced. The amount of reduction is calculated by subtracting $20 or 20% of your weekly benefit amount- whichever is the most-and the amount is rounded down to the nearest dollar. Taxes are deducted from this amount if applicable. If you refuse employment you may be denied benefits and if you have not worked since the last time that you claimed you will not qualify to receive the UI (Unemployment Insurance) benefits. Normal claims when not working part-time are calculated as your WBA, Weekly Benefit Amount which is 4% of the average of the two quarters during which you earned the highest income. The maximum payment in Missouri is $320 weekly.

    If you claim on internet don´t forget to complete the form correctly and receive a confirmation page. Otherwise you may have to start again. If you choose to claim by phone call the number of your area Regional Claim Center (RCC) This is an automated IVR system so choose the claim file option and answer the recorded questions by pressing number 1 for “yes” and 9 for “No”. There is opportunity to correct any mistakes but don´t hang up before you hear that your claim is accepted or you will have to call again and start from the beginning.

    If you need to change or correct anything after you have completed the weekly filing you will have to contact your area RCC. To make the weekly certification claim you will need to use your SSN and your personal identification number. You will also need to calculate your income from part time work during the week of your claim including self-employment wages, for which you must know the number of hours worked even if you have not yet been paid for those hours. Contact your area claim center for filing assistance.

    To file your claim on internet just answer the questions. You will get a confirmation page as evidence that your claim has been filed.

    By phone Answer all questions until you hear “your weekly claim has been filed” The first weekly claim is counted as a “waiting” week and you may receive this amount as your last payment of your regular unemployment insurance claim. The State of Missouri Benefit Payments will help you get through a difficult time of unemployment.

    If you are a resident of Missouri and have recently become unemployed you are probably asking yourself: How do I qualify for Missouri UI benefits? This article will answer this question and help you file a successful application for unemployment benefits in Missouri.

    There are seven main requirements to qualify for unemployment insurance benefits in Missouri. Four you need to meet to qualify and three you need follow to remain eligible.

    Legal Requirements

    1) To qualify for UI benefits you must be either totally unemployed or working reduced hours due to no fault of your own. In other words, if you lost your job due to negligence or gross misconduct, you may not qualify for unemployment benefits. However, the standards that govern employers and the Missouri department of Labor are not identical, so it is often worth applying for UI benefits even if your employer believes he or she was justified in firing you. For instance, your employer has the right to terminate your contract if you are regularly late to work, but if you are late due to no fault of your own, such as taking care of your sick children or lack of transport, you may still qualify for UI benefits.

    2) You must have worked in Missouri during your base period. Your base period includes the first four calendar quarters of the last five calendar quarters from your termination date. These are the calendar quarters used to calculate your UI: January to March (Quarter 1), April to June (Quarter 2), July to September (Quarter 3) and October to December (Quarter 4).

    Financial Requirements

    3) Your total income during your base period must be at least $2,250, of which you must have earned at least $1,500 in one of your base period’s calendar quarters and $750 during the rest of your base period.

    4) Your total wages during the base period must be at least one and a half times your highest quarter wages, the calendar quarter during which you earned the most money. You can also qualify if you earned $19,500 or more during two of the calendar quarters in your base period.

    To continue receiving UI benefits you must:

    5) Report any wages you earn while receiving benefits. This includes declaring tips, commissions and additional benefits such as board and lodging you may receive in exchange for work.

    6) You must be fit and willing to work every week you claim for UI payments. This means you cannot claim UI benefits on weeks you were not fit or available to work. There are other special benefits you can apply for if you are sick or suffer a disability while collecting UI benefits.

    7) Accept any suitable work you are offered. “Suitable” includes any job you are qualified and fit to perform with higher wages than your unemployment benefits.

    Unemployed workers in Missouri may be required to report at a DWD Career Center once every four weeks. If you fail to report, you could lose your unemployment insurance benefits. However, avoiding the risk of losing your benefits is not the only reason to visit a Career Center or a Claims Center. These offices provide unemployed workers with useful services you can use to help you find a new job.


    Career centers in Missouri provide unemployed workers with access to approved training providers in a wide variety of subjects. Visit Missouri’s Education and Career Hotlink for more information on the education and training opportunities available to unemployed workers. This website provides a search engine you can use to search for available courses. Institutions approved by Missouri’s Labor Department include the Arcadia Valley Career Technology Center, the Arkansas Academy of Hair Design, the Xenon International Academy, the Fairfield University or the Flight Safety International college. These and many more training facilities can help you train for a new career while you receive unemployment insurance benefits.

    Browse Job Openings

    The Missouri Career Centers also provide access to a state-wide work search database. Click here to visit Missouri’s Career Source search engine. You can use this database to search for jobs by zip code, county, wage bracket, day or night shift, as well as by industry and job title.

    Employment Economic Information

    Career Centers can improve your chances of success when searching for work by providing accurate and reliable information on Missouri’s work market. For instance, you can gain access to Missouri’s Rapid Response JVS site. This website provides up-to-date information on statistics, requirements, wages, legal issues and certification requirements you can research by occupation, industry and geography. You can use this tool to find out where there is more of a need for your trade, or which trades are in higher demand in your area. Click here for access to Missouri’s Rapid Response Data Wizard Page.

    Career Center Locations

    There is a state-wide network of career centers in Missouri stretching from Maryville to Caruthersville. Click here to access an interactive career center map you can use to find the closest career center to you.

    Claim Centers

    There are four regional claim centers in Missouri. You should call your local center if you require any information on the unemployment application process. Below is a list of the contact details for each center.

    Jefferson City RCC
    Local Calling Area 573-751-9040
    Outside Local Calling Area 800-320-2519

    Kansas City RCC
    Local Calling Area 816-889-3101
    Outside Local Calling Area 800-320-2519

    Springfield RCC
    Local Calling Area 417-895-6851
    Outside Local Calling Area 800-320-2519

    St. Louis RCC
    Local Calling Area 314-340-4950
    Outside Local Calling Area 800-320-2519

    Have you ever wondered how much you would get if you filed for unemployment benefits today? If you live in Missouri, with its 9.2 unemployment rate, it is unlikely you haven’t asked yourself that question at least once..

    What happens if you work part-time? Or if your work hours are reduced? Do you still get benefits? And if you do, how much? This series of articles will look in some detail in how the Labor Department of Missouri works out your unemployment benefits payments.

    Minimum financial requirements for unemployment benefits in Missouri.

    To qualify for unemployment benefits in Missouri you must meet the following requirements:

    - You must have earned at least $2,250 in any one of your base period quarters and a minimum of $750 in the rest of you base period.

    You must also:

    - Show your total base period income is at least 1.5 times your highest earning quarter.

    Or alternatively,

    - Make $19,500 or more during two of your four months.

    If you meet these requirements and were fired due to no fault of your own, you will  qualify for full unemployment benefits. This includes regular benefits (26 weeks), Emergency Unemployment Compensation and Extended Benefits (73 weeks). You can receive a total of 99 weeks of unemployment benefits, as long as Missouri continues with an unemployment rate of over 8.5 percent. Why is Tennessee’s unemployment rate relevant. We explain in the next post of this series of articles on Tennessee UI entitlement.

    Now we understand the basic financial requirement to qualify for unemployment benefits we are ready to get into the details of calculating your UI benefits. To start with, we must define a few terms which are particular to unemployment insurance agencies jargon.


    Your base period is a 12-month period used to calculate your unemployment insurance benefits. It comprises the first 12 months of the last 15 months starting from the date you file your initial claim. Your base period is divided into four quarters. These are quarter 1 (January to March), quarter 2 (April to June), quarter 3 (July to September) and quarter 5, (October to December). Armed with this information you can now calculate your future unemployment benefits. Click here to read on.

    Missouri Employment Outlook

    missouri capitalEvery business is going to be faced at one time or another with having to hire new employees. Every person, at some point or another is going to be faced with having to find a new job.

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    Missouri at the present time is a great place to live and to work. Fortunately the job opportunities in Missouri seem to be fairly plentiful at the present time even though the unemployment rate is about 8.7 percent.

    . Unlike much of the United States, there are companies there which are actively hiring for multiple types of jobs. A few bright spots on the employment horizon… Missouri companies are actively seeking out older employees in many cases, since they seem to have a far better work ethic and are willing to work harder and do a better job in many cases.

    st louis missouriMissouri currently lists medical professions, as many other states do, as the primary area where they are missing employees and are in search of good medical professionals to fill myriad openings in the state. What if you’re not in the medical profession however? What’s out there for the basic worker, who has some good skills and experience and a good employment record?  Are there jobs to be had for your kind of worker?

    There are absolutely jobs in Missouri for nearly everyone.  Your age can sometimes be a benefit to you. As previously mentioned, companies such as the one run by  Yvonne Tisdel are seeking out a certain kind of  workers, and the reason is simple to them. Her company is looking for workers which are over the age of fifty.

    “They’re experienced, they’re nurturing, they’re patient,” she said.

    Yvonne is the vice president of human resources at SSM health care, a company which is home for more than 25,000 people in four states.

    Further, service industries are hiring as well, seeking out employees in areas such as HVAC, with heating and air conditioning workers with nearly any level of experience able to find work in the state without many problems at all. HVAC is a fast growing field in Missouri and with the heat and the humidity you can certainly understand how that might be.

    Other companies which seem to be rapidly growing are in the internet and technology fields. Positions in these fields range from independent consultants to help desk employees to web site designers and software installations.

    Missouri is experiencing a slump in the job market, so much is true, but there are multiple companies here hiring and the employment future looks good. Pay a visit to sites such as Monster.com or the Missouri unemployment office web site to find out who’s hiring in your area of Missouri.